8. Smash the “Illusion of undulating prices“; Create your brand new fortune.
8. 打破「波浪的迷思」 創造新財富
Precious advises to success - 31secret codes
導向成功的金玉良言 --- 成功秘碼 31 條
If you want to know how to get rich, let us see what a rich dad or mom is going to tell us.
如何致富？且聽聽看富爸爸富媽媽是怎麼說的。
* People think it is quite normal to see the real estate prices flipping from rising to falling, good to bad, high to low, up to down or vice-versa. This is an illusion which will mislead you in your investment. It must be smashed. You should have the firm belief that the peak of your life is created by yourself and the low tide in your life is trodden by yourself as well. Only by challenging yourself constantly, you will be able to seize hopes and make your dreams.
「 打破波浪的迷思，打破「有漲就有跌、有好就有壞、有高就有低、有上就有下」的波浪觀念。堅信人生的高峰是創造出來的，人生的低潮是自己走出來的，人生的希望是從不斷地自我挑戰得來的。」
* Real estates will not let you out. It is you who will let real estate out.
「房地產不會讓你出局，只有你讓房地產出局。」
* If you always cope with money and real estate with the mentality of a poor man, you will never be a real rich dad, even if you may make a big fortune by sudden luck.
「假如你永遠用窮人的心態來看待金錢，看待投資，那麼就算你偶而發了一筆橫財，你也不會成為真正的富爸爸。」
* Investment in real estate has been a long-term investment for years. If you can own real estate more than twenty or thirty years, you will be free from the obsession of the undulating housing prices「房地產投資本來就是長期投資 , 只要你能擁有房地產20、 30年以上，你就可以打破房價波浪的束縛。」
* Investment in area where the rate of resident owned houses is relatively low, the risks will be higher than other areas.
「在自住屋比率較低的地區投資，其投資風險高於其它地區。」
* In the cities where rate of investment is higher, the frequency of house buying and selling will be high, and the risk in investment will also be high.
「投資比率較高」的城市，其房屋買賣頻率就會高，其投資風險也會高。」
* The main reason that causes the falling of the housing price is due to the panic-stricken psychology of the people who is afraid to lose money.
「因為具有強烈怕賠錢的恐懼心理」 才是造成房價真正下跌的主因。
* What causes the falling of the price of houses that are amid rising trend, is still the panic-stricken psychology of the people who are afraid to lose money.
「上升中的房價會掉下來是因為「怕賠錢的恐懼心理」所造成的。
* If the real estate market is running at a loss, it is only a false phenomena . If you can insist and tide over the turbulence, you are still the winner.
「如果房市有賠錢那也是暫時的假像，只要你能堅持撐過去，最終你還是嬴家」。
* The resource of land cannot be created and the land itself can not be replaced by anything else. Therefore, there is little possibility for the land price to fall.
「土地資源是不可以創造的，土地本身是不可被任何東西來取代的」 土地價格 ( 價值 ) 更不可能會下跌的。
* In a long-term view, it seems impossible that housing prices will go down. If it does happen, it will only last shortly and temporarily. (merely short term adjustment)
「長期來看，房價是沒有下跌的可能 ，如果有的話，那也是短暫的下跌 ( 短暫的修正 ) 。」
* Whoever firmly believe that the housing prices will be quickly foaming like bubbles, will absolutely not buy any houses.
「堅信房價泡沬化即將來臨的人，他們絕對不會去買房子的。」
* If you have money, do not save in the bank. Instead, you should buy land. If you are smart, seek the best way to borrow more money from the bank to buy land.
「有錢不要去存銀行，要去買土地。」「如果你有本領的話，最好的方法是向銀行多借錢去買土地，而不是把錢存在銀行裡。」
* “There is always a way out.” is a motto for a fool to comfort another fool. Never accept it as true.
「船到橋頭自然直，是傻瓜安慰傻瓜的一句話，你千萬不要信以為真。」
* The best of all investments is to invest in you own head - to enrich your knowledge.
「最好的投資，就是投資在你自已的腦袋瓜上，充實自己。」
* “To refine your head with wisdom is like getting a gold ingot.” You need to smash the illusion for undulating prices, to renew your thinking, and to catch up with the trend of the world. All successes depend on your own efforts and investments, but not on faith, luck, or ancestors.
「換個好腦袋就等於得到一個金元寶」。打破「波浪」的迷思，更新自己的思想，趕上世界的潮流，一切的成功靠自己的努力 與 靠自己的投資，不是靠命、靠運、靠祖先。
* If you do not make any efforts, do not render services to others and neglect to buy real estate, your success is like a remote unreachable dream.
「沒有努力、沒有付出，沒有擁有任何房地產的人，你的成功是遙不可及的」。
* There is no such reason that the house price should go down after rising up for successive years. Should you have such idea, you are not a real investor, only a short- sighted speculator chasing after little profit.
「房價不會因為已經連續漲了好幾年，就該回跌的道理」假如你有這種想法，你就屬於是「利小、短視的投機分子」而不是真正的投資者。
* There are bubble stocks, but not bubble housing market. In the housing market, there is a professional expression - “IN THE GAME” and“OUT OF THE GAME”. Whoever withdraws from the real estate market is the loser. The earlier he retreats, the more he will lose. Only those who never withdraw from the market will be the winners at last. Remember, real estate will not give you up, it is you who will give real estate up.
「有泡沫的股票，沒有泡沫的房市 。房市只有出場論 / 出局論 ---- 誰退出房地產市場，誰就是輸家。愈早退出，輸的愈慘，只有永不退出者，才是最後的嬴家」。「房地產不會讓你出局，只有你讓房地產出局。」
* If you down payment more then 50%, you don’t need to worry about you will out of the real estate market. If you down payment less than 25%, you may force out of the real estate market when the real market price in down trend.
「如果你的自備頭期款超過50%以上，就不怕房地產會讓你出局。如果你的自備頭期款低於25%以下，當你遇上房地產的貶值時，你就有可能被迫淘汰出局。」
* If you owned down payment less than 5%, you will have 95% chance out of the real estate market when the real market price in down trend.
「如果你的自備頭期款低於10%以下，當你遇上房地產的貶值時，你就有90%的機會被迫淘汰出局。」
* The one who is waiting for miracles to come or waiting for“There is always a way out.” will never be successful.
「等待奇蹟發生，等待「船到橋頭自然直」的人，是不能成功的。」
* You must smash the illusion for undulating housing prices . The peak of your life is created by yourself and the low tide in your life is trodden by yourself. Nothing you can achieve by waiting without shedding sweat and blood.
「打破波浪的迷思，人生的高峰是創造出來的，人生的低潮是走出來的，沒有一件事是坐在那裡等來的，不用流汗、流血就能成功的」。
* The hope of your life comes from the constant self- challenging.
「 人生的希望是從不斷地自我挑戰中得來的。」
* If you always deal with money and investments with the mentality of a poor man, even if you might make a big fortune by sudden luck, you still cannot be a real rich dad.
「假如你永遠用窮人的心態來看待金錢、看待投資，
那麼就算你偶而發了一筆橫財，你也不會成為真正的富爸爸」。
* We should not work for money, but we want money to work for us.
「我們不要為錢工作，我們要錢替我們工作」；「我們要成為長期的投資人，而不是短視的投機分子。」
* Positive thinking makes one active; negative thinking makes one passive. But too much negative news and negative thinking will destroy your hope, ruin your luck in business, and cause your beautiful dreams to disappear like bubbles.
「正面的思想讓人積極，負面的思想讓人消極」；「太多負面的消息、負面的思想，會摧殘你的希望，破壞你的財運，使你的美夢消失的無影無蹤 」。
* If you really want to be a winner, please remember there is no “Theory of bubbling prices” and no”Illusion for undulating prices” in real estate business. There is only the colloquial of this line “IN THE GAME”and “OUT OF THE GAME”.
想成為真正嬴家的人，請記住，房地產中沒有「泡沫理論」，房地產中沒有「波浪理論」 ， 房地產中只有「出場論 與 出局論。」
* Only by totally smashing the illusion for undulating prices of real estate, can you create you new fortune. Real estate will not kick you out; it is you who will kick it out by selling your real estate.
「只有徹底打破房地產波浪的迷思，你才能創造出新的財富。」「房地產不會讓你出局，只有你把房地產賣掉讓房地產出局。」
* Real estate will not give you up; only you will give it up by selling your real estate. This is the“metaphor” in real estate business - “IN THE GAME” and “OUT OF THE GAME”.
房地產不會讓你出局，只有你把房地產賣掉讓房地產出局，這就是房地產中的「出場論與出局論。」
* To own your real estate as long as you can and have confidence in real estate business. During this special time your confidence is more important than your principles.
「長期擁有房地產，且對房市的信心，這時候的信心比資金更重要。」