9. If traditional education cannot help you to become a financially free man, you have to receive education of finance and commerce.
9. 如果傳統的教育 , 不能教育你成為「財務自由的人」 你就要接受財商教育了

Precious advises to success - 28 secret codes.
導向成功的金玉良言 ---  成功秘碼 28  條

 If you want to know how to get rich, let’s see what a rich dad or a rich mom is going to say.
如何致富？且聽聽看富爸爸富媽媽是怎麼說的。

*   The purpose to study hard is not to get diplomas, nor to complete one or more job application plans or employee enrollment plans.
「好好唸書，不是為了拿一張文憑，也不是為了完成一個 或 多個「應徵計劃 或 雇員計劃。」

*   I do not wish to have a very docile and obedient kid.  I wish my kid is independent in thinking, responsible in work and reasonable in demand.
「我不要有一個百依百順聽話的孩子，我要一個有獨立思考，負責任且講理的孩子。」

*   Although it is important for a kid to study diligently, yet it is more important to train him to have good moral, high intelligence, nice interpersonal relationship and talents in arts and sports.  
「孩子用功唸書很重要，但能把孩子訓練成德、智、體、群、文武雙全更重要。」

 *   If a college student is no more interested in his specialty when he is a sophomore, his parents should encourage him to make his own choice, instead of forcing him to accept their arrangements and instructions.
「如果孩子唸到大學二年級，發現他唸的那門科系不是他感興趣的科系，就該轉系唸。父母因該鼓勵孩子選擇他想走的路，而不是硬要孩子去走，你替他安排的路。」 

   *   The higher the position and salary one has, the easier he will lose his freedom at work.  In order to maintain the security of his income, he has to abandon his life style and freedom.
「愈是高薪，愈是高職位的人，愈容易失去工作上的自由，為了維持收入上的安全感，他們幾乎是失去了的自由 與 理想。」

*   In order to seek high income and obtain security, we’ll lose our true freedom, and also our lofty ideals.
「為了尋找高收入及得到穩定收入，我們失去了真正的自由，也失去了崇高的理想。」

*   Young people!  Where is your financial freedom?  Where is your goal?
「年輕人，你的財務自由在那裡？你的理想在那裡？」

*   Since you were a teenager, you have had numerous debts and become the slave of money.  Your rest life will never be bright and splendid.
「你從年紀輕輕起就背覆著數不清的債務，變成了金錢的奴隸，這樣你下半輩子的人生是不會光彩亮麗的。」

*   People with much knowledge and those who never go to school both could become fools in money management and slaves of money.
「唸很多書的人和不曾唸過書的人，都容易變成理財的傻瓜，金錢的奴隸。」

*  The higher income a specialist earns, the more anxious he is to ensure the security of his money .  This will let him become a slave of money
「愈是高收入、高職位的人，愈是渴望得到金錢上 ( 薪水上  ) 的安全感，愈是這樣做，愈是容易變成金錢的奴隸。」

*   It is very risky to entrust your security to other person (like your boss), because your boss can fire you at any time with any reasons.
「把安全感寄託在他人 ( 老闆 ) 身上是很危險的，因為老闆可隨時解僱你。」

*   If you set up your passive income (income from investments) as early as possible, you do not have to worry, you will fire by others.
「提早建立起被動收入 ( 投資收入 ) 你就不怕他人會隨時解僱你 。」

*   The security sense of your life comes from your efforts with sweat and blood;
  But freedom in work comes from the real estate investments. 

「生活上安全感是用汗水換來的，然而工作上的自由則是從投資房地產得來的。」

*   One who dares to quit his job and establishes his own business is a courageous fighter.  All fighters have to pay the price by shedding their sweat and blood.
「敢向老闆提出辭呈且自創公司者，那是勇士、鬥士，任何勇士、鬥士都是要付出血汗代價的。」

*    Only if you can sacrifice the security sense of your working income, you can exchange for the freedom in work.  If you are not willing to sacrifice the security sense of your working income, you have to sacrifice the freedom in your work.
「只有犧牲工作收入上的安全感 , 才能換得工作上的自由 , 如果你不想犧牲工作收入上的安全感,你就得犧牲工作上的自由。」

*   If you refuse to sacrifice the security sense of your working income, you will live like a convict in prison with no freedom at all.
「不肯犧牲工作收入上安全感的人，就像監獄裡的囚犯一樣，是得不到自由的。」

*   Tell you children:  “ Having a higher education is not for seeking a stable job with high pay, neither for you to accomplish a job plan or an employee plan.”
「告訴你的孩子，受高深教育不是為著找份高薪穩定的工作，也不是要你完成一個就業計劃、雇員計劃」。

*   You should make your own money.  If you work for others, you will never make big money.
「你要為自己賺錢。如果你為別人縫嫁衣，為別人打工，您是永遠賺不到大錢的。」

*   Tell your children: “ It is not the purpose of you education to have your salary raised, position promoted, or ranks of VIP .” The purpose of you education is service the people.
「告訴你的孩子，加薪、升官、進爵、不是你讀書的目的。讀書的目的是貢獻才智、服務人群。」

*   You cannot obtain freedom for nothing and same with freedom in finance.  You have to pay the price for them.
「 自由不是憑白獲得的，財務自由也一樣，是需要付出代價的。」
  
*   Having knowledge of finance, mastering the skills of investment and financial management are more important than getting a doctorate.
「具有財經知識，學會投資理財，這比你上大學拿博士更重要。」

*   A man who is running short of money and having heavy debts, he has no freedom in finance.  But the biggest harms will fall on his growing up children.
「缺錢、負債累累，財務上不自由的人，受到最大傷害的是你成長中的孩子。」

*   It is not worthy to sacrifice the time you share with your children in order to fight for the security sense of your life.
「為了工作收入上的安全感，卻犧牲了與孩子共同成長的時間是不值得的。」

*   One who has become a slave of money and lost his freedom in finance is not allowed to stop working. 
「成為金錢的奴隸，在財務上不自由的人，是沒有不工作的權利。」

*   To learn from successful people or to co-operate with them is the guarantee to success.
「成功就要向成功的人學，想成功就要與成功的人士合作共同創業 , 這就是成功的保證。」

*   It is the defect of the current education system that the students are lack of financial knowledge and short of financial training.
「學生大都缺乏財經知識、缺少財經訓練，這是現在教育上的缺陷」。

*   If traditional education cannot help you to be a financially free man, you have to accept education of finance and commerce.
「如果傳統教育不能讓你成為財務上自由的人 , 你就要接受財商教育了。」

*   If your present environment cannot help you to be a financially free man, you have to change your life style and receive education of finance and commerce.
「如果你現在的環境不能使你成為財務上自由的人，你就要換一種生活方式，並且接受財商教育了。」

07-09-2009   RENEW