44.Making good use of the “Principles of Leverage (mother clam)” will help you become a millionaire
44. 善用房地產槓桿原理(蚌母原理)，讓你成為百萬富翁
Precious advises to success -- 11 secret codes
導向成功的金玉良言 --- 成功秘碼 11 條
* Let sand become to pearl that is credit for clam shells rather than sand itself.
「讓海邊的沙子成為珍珠的是(蚌母)蚌殼的功勞，而不是沙子自己的功勞。」
* Whoever is good at using the leverage of real estate and leverage of finance affairs will easily become a millionaire.
「善用房地產槓桿原理，讓你輕鬆地成為百萬富翁。」
* It is pretty easy to make money. When you have found the correct way, the reliable persons, and the right business, you will find making money is quite easy.
「賺錢很容易，只要你找對方法、找對人、做對事，賺錢真的變得很容易。」
* One who is hundred times wealthy than you are, does not mean he is a hundred times smarter than you are. Moreover, he does not necessarily pay thousands or hundreds times of efforts than you do.
「比你富有一百倍的人並不比你聰明一百倍，他也不一定就付出過千百倍於你的努力。」
When you intend to buy a home, do not play any petty tricks, but to show you real cleverness. It is because buying a home means buying a tool of making fortune, and an opportunity to make fortune. In the mean time, buying a home is to create your wealth and your future. Therefore, don’t over beat the price.
「買房子的時候，不要玩弄你的小聰明，而是要表現出你的真聰明，因為買房子是在買生財工具，是在買發財的機會，並且買房子是在製造你的財富，製造你的未來，所以說你不要殺價太猛( 殺過了頭)，以至於買不到房子。」
* You will certainly succeed, unless you totally give yourself up.
「你一定會成功，除非你自暴自棄。」
* Imagine you yourself are marching forward on the road to success. There is a brilliantly shining pearl waiting for you ahead.
「想像你自己正朝著成功的路上走去，一粒燦爛光明的珍珠就在前面等著你。」
* Not all rich people are smarter than you. But they know how to manipulate the leverage of real estate and the leverage of financial affairs.
「富人並不一定比你聰明 ，但他們是懂得操縱房地產槓桿和財務槓桿的人。」
* Mother clams can help sands to become big pearls. If you can learn to manipulate the leverage of real estate and the leverage of financial affairs with your wisdom, I am sure, you will finally be a millionaire.
「蚌殼(蚌母) 能幫助沙子成為大珍珠 ，同樣地 ，用自己的智慧去你操縱房地產槓桿和財務槓桿，讓你最終成為百萬富翁。」
* Any investment has risky, operating financial leverage must be careful.
Investment must be within their duty, you should not be too risky, too greedy.
You have to avoid excessive debt, many investors fail because their excessive investment.
*「任何投資都是有風險，財務槓桿的操作尤其要小心謹慎。投資必須量力而為，你不可太過冒險、太過貪心。你必須要避免過度負債，許多投資都是因為投資過度，負債累累，才造成失敗的。」
To avoid cash flow problems, investment must be balanced within their means.
*「為避免現金周轉不靈，投資必須保持平衡，量力而為。」