50. How to do the preparation work before buying a house

50. 如何做好購屋前的準備工作
Precious advises to success  --  12 secret code
導向成功的金玉良言 ---  成功秘碼 12條

*   Owned a nice house, you can be rich whole life. If you never owned a house, this will be your life’s financial loss.
「買到一幢好房子，可以讓你富貴一輩子。假如你從不擁有過房子，這將是你一輩子的財務損失。」

*   How to do the preparatory work before buying a better home, which is very import to you.
「如何做好購屋前的準備工作，這對你是否可以買到好的房子來說，是非常重要的。」

 *   If you do not know your truly ability, do not borrow money to buying a home.
「不知道自己能力有多少，就不要隨便借錢買房子。」

*   Dream must be compatible with the current situation, when buying a home, it also must be compatible with the strength of your cash. 
「夢想一定要與現狀相配合，買房子的時候，一定要與你的現金實力相配合。」
 
*   Everything should be planned and prepared. Of course, a matter of buying a house is no exception.
「凡事都要有計劃、有準備。 當然，買房子的事情也不例外。」

*   When you are buying a house, you should make a series of preparations including thorough investigation and analysis in order to avoid money trouble and being its slave all your life.     
「在買房子的事上，一定要前前後後想清楚，事先做好準備工作，避免你一輩子為錢所煩惱，成為錢的奴隸。」

*   There are no perfect houses.  If by chance there is one, the price must be surprisingly high.
「沒有十全十美的房子，如果有的話，一定是價錢不美。」

*   If you do not have enough money to buy a big house, do be sad, because you still have a chance to buy a small house.
「如果你沒錢買大房子，不要難過，因為你還有機會買小房子。」

*   When buying a house, to measure your strength, do not over your debt. If you over invest, it will lead you fail easily, not increase your wealth.
「買房子的時候，要衡量自己的實力，千萬不要打腫臉充胖子，超越自己的能力極限。一但投資過度，不但不會使你的財富增加，反而會使你加速失敗。」

10*   Use “ zero down “ to purchase a house that is not a smart investment, it is very high risk as a financial  suicide.
「用零頭款的方式去買房子不是聰明的投資，甘冒風險的投資就是財務自殺。」

  *   Feasible to bank loans to purchase house that is OK, but if bank loans too much over your solvency is not feasible.
「向銀行借錢買屋可行。但向銀行借錢過了頭，超過你的償債能力則不可行。」

*   Buy a house, you」must compare more and elect more, but you can not undecided, just go window shopping without any action.
「買房子時雖然要多看、多選、多比較，但你也不可以拿不定主意，只看不買或只欣賞沒行動。

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