103.    Knowledge and confidence can guarantee your success.

103.    知識與信心是你成功的保證

導向成功的金玉良言 ---  成功秘碼37  條
如何致富？且聽聽看富爸爸富媽媽是怎麼說的。

No matter how dangerous and difficult the reality is, as long as you have the needed knowledge, as well as the confidence in your own abilities, you can overcome any obstacle.
「不管外界的環境有多艱難、多險惡，只要你有知識、有信心，你就可突破所有的困境。」

A journey of a thousand miles starts with the first step.  Every step you take onward requires persistence and resilience, which in turn is fueled by your confidence in yourself.
「千里之行，始于足下。行千里、走萬步，在在需要你永續的堅持，而且每一個堅持都來自於您的自信心有多大。」

Your strength is as great as your confidence.
「您的自信心有多大，您的力量就有多大。」

Knowledge is wealth.  Action equals strength.  Confidence ensures success.  Power entails responsibility.
「知識即財富」、「行動即力量」、「信心即成功」、「權力即責任。」

The indecisive makes for incompetent leaders.  Those with no confidence, easily influenced by news and rumors make for poor investors.  A person incapable of holding his own ground can only be a follower of greater men.
「凡下不了決心，做不了決定的人，不宜做領袖。沒有信心，且隨新聞報導左右搖擺的人，不適合做投資人。不能獨當一面的人，永遠只能做個應聲蟲。」

Even from the worst news, the wise and the brave are able to find perfect opportunities to open the door to new possibilities.
「能從負面的新聞中找到商機、開創新局的人，才是智者與勇士。」

Those who would lose hope over bad news are men without confidence.
「凡被負面的新聞打倒的人，就是一個沒有自信心的人。」

Cowardice and ignorance often contribute to a person’s lack of confidence.
「沒有自信心的人，就是膽識不夠、知識不足的那些人。」

Those who don’t work hard, lack self-confidence, have no financial stability, and don’t strive to educate themselves will be eliminated in the natural selection of the modern world.
「不努力自然被淘汰。」「沒信心自然被淘汰。」「沒有財力自然被淘汰。」「沒有知識學問自然被淘汰。」

Knowledge is power, and confidence is your strength.  Knowledge can save your life, where confidence can help you survive the foulest trials.  Hard work brings you closer to your goal, and persistence ensures that you accomplish great things you set your eyes on.
「知識即力量。信心即力量。」知識可以救你一命，信心可以讓你渡過險惡環境。努力可以使你達到目標，毅力可使你完成偉大的事業。」

With knowledge comes confidence, which in turns gives you strength.  Strength leads you to success, and success will naturally bring you wealth.
「有知識自然產生信心，有信心自然產生力量。有力量自然迎向成功，成功之後自然帶來財富。」

Never mind the economic trend; you should never lose confidence in yourself.  The only thing that can strip you of your confidence is not being conservative, but being ignorant.
「不管經濟走趨如何？你也不應該失去對自己的信心。能夠讓你信心全無的，是你的無知，而不是你的保守作風。」

Ignorance tends to lead you down the wrong path.  Mistakes and lack of skills are the reason why one would lose confidence in himself.
「知識不足才會讓你走錯路。做錯事與能力不足才會讓你自己失去信心。」

If you want to carve out a path amidst adversity, you need to have knowledge on your side.  With knowledge, half the effort can give you twice the result.  You need knowledge before you can have confidence.
「要想從逆境中開出活路，非得靠知識。要想事半功輩，非得靠知識。要想取得信心，非得靠知識。」

Knowledge is the only thing that can help you reverse the situation and break new ground.
「要想扭轉乾坤，開創新局，非得靠知識。」

Knowledge can help you discover financial opportunities within bad news.
「要想從壞消息中找出商機，非得靠知識。」

Knowledge and confidence can help change your fate and bring you wealth.
「扭轉財運趨勢要靠你自己的知識與信心。」 

Being depressed over small gains and losses is a tell tale sign that a person lacks confidence.  Being ignorant will only intensify that depression.
「患得患失，這是沒有信心的通病。沒有知識正是助長患得患失的發生。」

Knowledge doesn’t guarantee you success, but without it, you’re guaranteed to fail.
「有知識雖不保證你一定成功，但是如果沒知識，我保證你一定失敗。」

It is because of ignorance and greed that people pretend to be richer than they really are, spending beyond their means, buying houses with low or zero down payment plans.  In the end, their cash flow becomes a problem, and the house gets taken by the bank.  All in all, these people, and their families with them, fall victim to their own foolishness.
「因為當初的貪婪與無知，人們才會打腫臉充胖子，過度消費，用低頭款或零頭款去買房子。最後因為財物周轉不靈，房子被銀行收回，倒頭來受害的還是自己與自己的家人。」

If you think that it was easy for others to make money, you’re being deceived by appearances.  Do you realize that it takes knowledge, wisdom, resilience, confidence, and hard work for the successful to accomplish what they did?
「看別人賺錢容易，但你看到的只是表面，你有看到他們背後擁有的知識、智慧、毅力、信心與努力嗎？」

The punishment that befalls the greedy and the ignorant is to lose their houses.  The punishment that befalls those who lack self-confidence and waste opportunities is lifelong poverty.
「老天對貪婪且沒有知識的人的懲罰，就是讓他們失去房子。老天對沒有信心且浪費機會的人的懲罰，就是讓他們貧窮一輩子。」

Knowledge x 3 + confidence x3 + hard work x 3 = your guarantee for success.
「知識知識知識，信心信心信心，努力努力努力，這就是你成功的保證。」

Confidence is born from knowledge.  You can’t have full confidence in yourself without first being sufficiently knowledgeable.
「知識產生信心，要想有信心，你必須先取得知夠的知識才行。」

The declining house price is not so much a bad news as a god-given opportunity for you to take action.  If you dare to pass it up, you are likely to stay a loser for the rest of your life.
「房價下跌的壞消息就是上天給你一次機會，如果你還敢繼續放棄機會，那你就可能會是一個永遠的失敗者 / 輸家。」

A troubled soul cannot find strength, and depression is at odds with confidence; fear refuses courage, and the downhearted is incapable of hope; misery sees no happiness, while despair is blind to opportunities. Give up on yourself, and you will never find success.
「煩惱生不出力量，沮喪生不出自信，害怕生不出勇氣，憂鬱生不出希望，痛苦生不出快樂，絕望生不出機會，自暴自棄生不出成功。」

To winners, bad news means nothing but good investment opportunities.
「對嬴家來說，愈是壞消息， 愈是投資的好機會。」

Let the past stay in the past; everything can start anew.  Get out from the shadow of the subprime mortgage crisis.  Work hard and save up to prepare for new hopes and opportunities.
「舊事己過，一切都可重新開始。忘記次貸風暴的陰影，繼續努力工作，多多儲蓄，迎接下一個投資機會 / 希望吧」。

A man without confidence can find nothing but horror facing the falling home prices.  Those who are confident and proactive only see this as the opportunity to invest and win big.
「沒有信心的人認為房價下跌很可怕。積極有信心的人，認為房價下跌愈多，才是真正投資的時候。」

When everyone else is cowering in fear, the courageous few who can push on against the odds are the ones who will emerge prosperous.
「當大家都在懼怕的時候，只有奮勇向前，挺身而出，抵擋逆流的人，才會是真正的獲利者。」

A winner never fears bad news; he would only be terrified if there are no opportunities.  As long as there is an opportunity, he will seize it and emerge victorious.
 「嬴家說，我不怕壞消息，我只怕沒有機會，只要給我機會，我一定會嬴。」

Students should concentrate on studying hard, and learn the skills their major has to offer.  Young adults stepping into society should focus on accumulating investment / financial knowledge.  And those who have reached their golden years should write a memoir of their successes to pass down to the next generation.
「做學生的時候要好好學習唸書，取得專業知識。步入社會之後，要好好學習取得投資 / 理財知識。年老時要好好寫回憶錄，把成功的經驗傳承給下一代。」

Confidence is like a magic pill, and knowledge breeds confidence. Success is like the savings in the bank account of your life: you make a deposit of knowledge, hard work, confidence, and investments when you’re still in your youth, so that when you’re older, you can make a withdrawal of success, happiness, joy, and glory.

「信心是成功的特效藥。」也有人說：「知識是信心的特效藥。」
成功就好比是存在銀行裡的帳戶，你下半輩子提領出來的成功、快樂、享受與榮耀，都是你上半輩子存進去的「知識、努力、信心與 投資。」

An investor must never be indecisive, or show a lack of confidence in himself. If bad news will cause you to panic, it’s because of your lack of knowledge and confidence.

「投資做生意，最怕的是優柔寡斷與沒信心的人。聽從負面新聞，會使你變得保守緊張，且驚慌的不知所措，這些都是沒知識、沒信心的表現。」

To emerge victorious amidst the declining economy, one has to spot new business opportunities within bad news. Push onward, and achieve what the next man wouldn’t have dreamed of.

「戰勝經濟衰退的最好方法，就是從負面的新聞中找到新的商機，「奮勇，向前行」做出別人不敢做、不會做的事業來。」

It’s never too late to learn.  If you missed the chance to receive a proper education, you have to put in double the effort to make up for it.  Knowledge is power and can help you rise up from poverty.
「學習永不嫌遲。如果你錯過了學習機會，你就要加倍努力去補回來。知識是力量，知識可以幫助你脫離貧窮。」

I cannot rescue you from poverty, but I can educate you and enable you to regain your confidence and eventually elevate yourself out of poverty.
「窮人我是救不了你的，但我可以傳授知識給你，讓你重拾信心，幫助你脫離貧窮。」