105. 解決貧困最有效的方法,就是先解決你的無知

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105.  The best solution for poverty is to first rectify your ignorance.

105.  解決貧困最有效的方法,就是先解決你的無知


導向成功的金玉良言 ---  成功秘碼 78條
如何致富?且聽聽看富爸爸富媽媽是怎麼說的。

Students slacking off on their studies are sabotaging their own future.
「不愛唸書 或 有書不好好唸,這樣的子孩是在自毀美麗前程。」

Ignorance and the unwillingness to learn post the greatest threat to your personal development. Indeed the greatest sorrows and tragedies of men stem from ignorance.
「不學習 與 無知識是你個人最大的敵人,無知也是人類最大的悲哀。」

The quest for knowledge never ends.  Nearly 50% of American youth are not keen on studying, and some are unable to graduate even from high school— a reality that calls for great concern.
「學問的道路上沒有終點。接近50%的美國孩子不愛唸書,連最基本的高中都畢不了業,這一點確實令人擔心。」

One can’t expect to make a living without professional skills.  Kids unwilling to study or put in the hard work will find it very hard to survive in today’s competitive world.
「沒有專業技能,就沒有賺錢的本領。」不愛唸書,又不肯吃苦打拼的孩子,如活在競爭激烈的社會中,像這樣的孩子是很難生存下去的。」

Knowledge is the key to fight poverty, and education is the fastest way to a brighter future.
「學問是解決貧困最好的方法。上學唸書是增加光明前途最快的捷徑。」

The” impoverished” are generally people with low-income, and the reason these people earn so little is because they lack education, thus short on skills and professional certifications.
「大部份的窮人都是屬於低收入者。他們之所以會成為低收入者,就是因為唸書不多,無一技之長,無專業證照。

One who lacks education, knowledge, skills, talent, or professional certifications cannot expect to find a high salary job.  Their inability to earn significant income is a direct result of their underperformance in school. 
「一個讀書不多,沒有知識、沒有學問、沒有技術、沒有材藝,沒有專業證照的人是賺不到高薪的,他們之所以賺不到高薪,就是因為他們從小不愛唸書。

The best solution to poverty is going back to school for further education and to obtain various professional licenses and certifications.
「 解決貧困最好的方法,就是回到學校唸書,並且好好地用功,考上各種專業證照 / 執照才行。」

Knowledge is the most formidable power, and people able to wield it most certainly have a bright future ahead of them.
「沒有任何力量比知識更強大 ,用知識裝備起來的人,他們的前途是無可限量的。」

One never gets too old to learn.  Learning brings you knowledge, allowing you to gain invaluable experience to enrich yourself.  No matter your age, learning enables you to better yourself and acquire new skills.
「活到老,學到老。學習可以增長知識,經驗可以增長見聞。不管你有多老,學習都可使你進步,增加才智。」

All skills and techniques are acquired.  Learn from others where you can; don’t try to reinvent the wheel.  Be open to receiving advice and feedback rather than pondering in isolation.
「凡技術、技巧、技能、技藝都是靠學習得來的。拜師學藝,勝過閉門造車,廣納建言,勝過獨自思考。」

Learning is the most efficient way to better oneself, and those who learn with a passion usually see the fastest improvement.
「學習是最有效的進步,越愛學習,進步則越快。」

Make the most of your potentials in order to transform and improve yourself beyond imagination.
「要發掘潛藏的本能,這樣你才能脫胎換骨,進步神速。」

Every man has hidden potentials, which when fully unlocked can be truly astounding.  You have to keep training in order to unleash the potential within you.  Brains are like muscles and bones—the more you train, the stronger they get.
「人有許多隱藏的本能,越是發掘越是驚人。隱藏在你身體裡的能量,是需要用不斷地鍛鍊,才能來開發出來的。腦袋、骨骼、肌肉都是越鍛鍊,越強盛。」

Training is the best coach; the more you train, the stronger you get.  Learning is the best teacher; the more you learn, the wiser you become.
「鍛鍊是最好的的教練,越鍛鍊,越強盛。」「學習是最好的的老師,越學習,越有智慧。」

If you want to live a quality life, you have to first fill your head with knowledge.
「要想活的好、活的有品味,你必須要有足夠的知識。」

Knowledge is vital in today’s competitive world, without which you’d have a hard time merely struggling to survive.
「在競爭激烈的社會中學問是很重要的。沒有學問、沒有知識,你在競爭的社會中是很難活下來的。」

Knowledge is the best tool to help elevate the quality of your life.
「知識是最棒的工具,越有知識,生活水平越高。」

Investments enable you to multiply everything ten-fold.  You can’t make real profit without an investment.
「投資就是「以一當十、以百當千。沒有投資就沒有收獲。」

Work on your own, and you can only hope to achieve a modest income.  To amass great wealth, you need to invest.  One can’t hope to become a millionaire without investments and wise financial planning.
「累積小財靠雙手,累積大財靠投資。想成為巨富,靠的就是投資理財。」

Obtaining education in pursuit of knowledge should count as an investment, and the best kind of investment at that.
「上學求取知識,也算是一種投資,並且是最好的投資。」

Knowledge is the best kind of wealth.  Invest in knowledge, and knowledge will reward you with riches.
「知識是最好的財富,越投資知識,知識則越富裕。」

Be down to earth and study diligently.  As long as you lay down a solid foundation for yourself, you will have a most prosperous future ahead of you.
「  本本份份的做人,好好地學習,把基礎打好,就不怕沒有前途。」

Never slack off or cut corners.  You should always put in the effort and never shy away from hard work.
「切忌好吃懶做、偷工減料、混水摸魚、打屁瞎掰。相反地,努力、勤奮、腳踏實地才是你該做的。」

The best way to lay a solid foundation for a good life is to study hard with diligence and honesty.
「勤奮、腳踏實地,好好的學習,,這樣才是生活中最穩靠的基石。」

A head void of knowledge is as useless as a lamp without oil.
「沒有智慧的頭腦 ,就像沒有蠟燭的燈籠、沒有火種的爐頭,那些都是沒有用的東西。」

A quality life is defined by wealth, time, knowledge and health.
「要想活的好、活的有品味,你就必須要有足夠的金錢與時間 / 知識與健康。」

Do not pass up any chance to learn, for learning is every bit as important as breathing.
「不放棄任何學習的機會,就像你不放棄每一次的呼吸一樣。」

Don’t ever pass up an investment opportunity, in the same way that you should never let go of any chance at learning new things.
「不放棄任何投資的機會,就像你不放棄每一次的學習一樣。」

The successful are always optimistic, while losers fail because of their pessimism.  In other words optimists are more likely to succeed, and pessimists are doomed to failure.
「成功的人樂觀,失敗的人悲觀,或者說,樂觀的人容易成功,悲觀的人註定失敗。」

There are many cures to pessimism, the most effective of which would be to reasonably lower the standard you set for yourself.  Do not be obsessed with perfection or fear the unknown.  Know that a good life is built of confidence, knowledge, wealth and good health.
「冶療悲觀的解藥有許多種,其中最有效的解藥就是先降低你自己的人生標準,凡事不要要求太完美,不要杞人憂天,再其次是自信、知識、財富與健康。」

People can’t earn their ideal salary because of their poor performance back in school.  A lack of rigor in your youth may end up haunting you later in life.
「人們賺不到高薪,與他們從小不愛唸書有關。俗語說:「少時不努力,老大徒傷悲。」

As far as earning goes, knowledge is your best insurance.
「對賺錢的能力來說,學問是最好的保險公司。」

Adequate knowledge and professional certifications enable you to to gain a foothold in today’s competitive world.
 「有了充分的知識、高深的學問及專業證照,你就可以立足在競爭的社會之中。」

Keep learning, and you’d be buying yourself the best insurance for your future.
「不斷的學習就是你人生前途最好的保險。」

Education is the most secure insurance for a person’s future.  Sending your kids to school is the equivalent of buying them the best insurance plan available.
「對個人來說,讀書、學習是你最好的人生(前途)保險。把孩子送到學校去唸書,就是給孩子最好的人生(前途)保險。」

If you’re aiming for a perfect life, knowledge and wealth alone aren’t sufficient—you’ll also need to understand morality and your civil duties.
「想要人生完美,只有學問與財富是不夠的。除了學問與財富之外,你還需要有道德修養與社會責任。」

Poverty is not measured by the number of your coins, but by the amount of your knowledge.  One isn’t poor for the lack of money but for the lack of education.
「無財非貧,無學為貧。沒有錢財不算貧窮,不學無術才是真正的貧窮。」

A man can’t expect to make a living with no knowledge or skills.  Even if he’s inherited a fortune, the day will come when he squanders it all.
「一個人沒有知識、沒有學問、沒有技能,將來如何謀生?即使祖先留下再多的財產,也有吃完敗光的一天。」

A man with no character or integrity, who is morally and spiritually empty, is a man who truly has nothing.
「自己沒有一點修養、內涵,這種人在精神上是貧乏的,這種人才是真正的貧窮。」

True poverty is not from the lack of money, but from the lack of spirituality, knowledge, character, moral integrity and a sense of social responsibility.
「財務上、金錢上的貧窮不算是真貧窮。心靈上、知識上、學問上、修養上、道德上、責任上的貧窮才算是真貧窮。」

A man needs to possess proper values in order to live a fulfilling life.
「人要建立正確的價值觀,人生才會活得豐富,活得充實。」

A man needs to have the proper values: he needs to know that knowledge instead of money determines if a man is rich or poor; that class refers to one’s character, not social status; that living a long life without aspirations is equal to dying young; and that even with a big family, a man with no moral integrity is still doomed to loneliness.
「人要建立正確的「價值觀」。正確的價值觀有:第一、無財產非貧,無學為貧;第二、無高位非賤,無恥為賤;第三、無長壽非夭,無志為夭;第四、無子嗣非孤,無德為孤。」

Men obsessed with fame, money, lust, and power tend to ignore the truly valuable things in life.
「時常把名、利、財、色、權力、地位,放在第一順位來追求的人,常會讓他忘掉人生的真實意義與目地。」

We should urge our children to go to school, and teach them not to become money-grabbing opportunists.
「我們是鼓勵孩子去上學,但是我們不鼓勵孩唯利是圖。」

Teach our children that the reason for learning should be the acquisition of knowledge, not the crude pursuit of wealth.
「學習知識,不等於追求財富。我們不鼓勵孩子只是為了賺大錢才去唸書。」

Pursuit of monetary gains should not be the sole purpose of learning.  Education is about a lot more than learning how to make money: its purpose for you to learn how to become independent, as well as how to live and work with other people; it’s about understanding your civil duty, and how you can contribute to society.
「賺錢不是唸書的唯一目地。唸書不是單單只學會賺錢這一件事,唸書的目地是要你學會自立,學會做人處事,學會負起社會責任,貢獻已力。」

Pursuit of wealth is only a secondary purpose of education.  Its primary objective would be the learning of independence, how to conduct oneself in society, and the understanding of one’s social responsibilities.
「賺錢只是唸書的附帶目地之一。學會自立,學會做人處事,學會負起社會責任才是唸書的主要目地。」

It’s wrong to send your children to expensive schools only so that they can earn more money later in life.
「一謂地把孩子送入名校 /名系,只為了孩子以後能有高收入,這是極錯誤的做法。」

Parents should first be willing to accept their responsibility towards society if they expect their children to do the same! It is the parents’ fault to enable their children to become society’s parasites.
「要孩子負起社會責任,家長自己也要負起社會責任啊!讓孩子成為社會的寄生虫是父母的錯,做父母的要檢討啊!」

If a child doesn’t go to college because his mom and dad can’t afford it, the parents would have to take most of the responsibility for their child’s grim future.
「如果做父母的,供應不起孩子上大學的學費,成為是孩子不唸書、不上大學的原因,那麼這位做學生的父母要負起70%的責任啊!」

Education is life’s best insurance, which is why parents should be more than willing to pay for their children’s tuition and expenses in college: it would be the same as buying your kid an insurance plan for a bright future.
「對個人來說,讀書(學習)是最好的人生前途保險。」若是家長願意承擔孩子唸大學的學費與生活費,那就是最理想的了。家長承擔這筆唸大學的費用,就像是在替孩子付了人生前途保險費。」

A responsible parent must ensure that their children can graduate from high school, and must have enough savings to pay for their college tuition.
「一個負責任的父母,不會讓孩子高中都畢不了業。一個負責任的父母,不會讓孩子沒錢唸大學。」

As parents, we must be responsible for ourselves and our children.
「我們要做一個對自己負責,對孩子負責的父母。」

As a parent you must be held responsible for your income, savings and financial planning, for it would be completely your fault if you can’t afford your kids’ tuition, putting their education on hold.
「收入不夠,沒有積蓄,不懂得投資理財,這是父母的責任。如果因為父母窮,沒有足夠的錢去繳學費,間接的影響到孩子不能完成學業,這是做父母錯。」

The more impoverished you are, the more you should learn about financial planning.  Not only will it benefit yourself, it’d be good news for your children as well.
「愈沒錢,愈要學會投資理財,這不僅僅是對你好,也是對你的子孫好。」

Everyone would like their children to study hard and finish college.  However this wish is more than talk, for you will have to pay for the expenses it entails.
「誰都希望孩子把書唸好,完成高等教育。但這個希望不是嘴邊說說那麼簡單,你必須要付出相當大的代價的。」

A child’s lack of interest in studying and poor grades are always related to his parents’ attitudes.
「孩子唸不唸書,學習成績好不好,這與父母的態度有著密切的關係。」

Even though not all rich men’s kids go to college, they’ve got the advantage of having that option.
「不能說有錢人家的孩子都會去唸大學,但至少有錢人家的孩子在這方面佔盡了優勢。」

If you want your children to excel in school, you must first excel as a parent.
「想要孩子成才爭氣,做父母的你,自己也先要成才爭氣。」

If you didn’t get the chance to get a proper education in your youth, you can make up for what you missed by going to adult school and take part-time courses.
「如果過去的你沒有機會上學,現在的你可以去上成人學校或接受在職教育。」

Knowledge is the best cure for poverty.  The most effective way for you to get out of poverty is to directly address your ignorance and greed.
「學問是解決貧困最好的方法。解決貧困最有效的方法,就是先解決你自己的無知與貪婪。」

Learning grants you knowledge, and knowledge creates wealth, which in turn can give you a beautiful life—this is a truism indeed.
「求學能創造知識,知識能創造財富,財富能創造亮麗人生,這句話一點也沒錯。」

Those who have the chance to go to school yet don’t take it seriously are victims of their own stupidity.  The same goes for those who pass up great investment opportunities.
「有機會唸書,而不好好唸書的人最傻。同理,有機會投資,而不好好把握機會去投資的人最傻。」

One does not become a fool because others call him so—he does by acting like one.
「傻瓜的稱號不是別人給你封上去的,傻瓜的稱號是你自己給你自己封上去的。」

It’s the responsibility of a parent to learn about investment and financial planning.  Only when the parents have enough financial stability can the children focus on learning without worrying about the expenses of their education.
「學會投資理財是每一個人的責任,更是做父母的責任。父母有了財力之後,孩子才能專心的讀書,不會有後顧之憂。」

If you really love your children, then save up for their college fund.
「把孩子的大學基金準備好,才是父母愛子女的具體表現。」

We should help a man in need, but never indulge his greed.  It is commendable to help a person financially in times of emergency, but you can’t help someone who is perpetually impoverished.  They must find the solution to poverty on their own.
「救急,不救貪。人在危難痛苦中,我們可以幫助他。但是人的長期貧窮我們是幫助不了的,人的長期貧窮是要自己去想辦法解決的。」

If you’re planning on a long career or a lasting business, you need to be educated.  Knowledge brings confidence, confidence bestows strength, and strength will lead you to success.
「你要想永續經營你的人生或事業,你需要有知識的力量做後盾,因為知識會帶給你信心,信心會帶給力量,力量會帶給你成功。」

A wise man who understands the power of knowledge will never pass up any opportunity to learn, for an educated mind means a better life.
「凡懂得知識力量的人,決不會輕易放棄任何學習機會的,有了知識、有了學問,您的人生就不一樣了。」

Knowledge can change your life, for it can bring you wealth, which in turn can help create a life of your dreams.
「有了知識、有了學問,您的人生就不一樣了。知識能創造財富,財富能創造亮麗人生。」

Education can shrink the gap between rich and poor.  Those who refuse to go to school are only digging their own grave.
「上學讀書可以縮小貧富差距,拒絕上學的人,猶如走上人生的絕境。」

The best solution to your poverty is to rectify your ignorance.
「解決貧困最有效的方法,就是先解決你的無知。」

Many people faced bankruptcy trading stocks due to their ignorance of the stock market.  Many people pay rent their entire life and never own any property due to their ignorance of the real estate market.  There are also many who spend all their life doing hard labor only to earn very little due to their ignorance of professional knowledge.
「許多人去炒股票,結果輸到破產,這就是他對股票市場的無知。許多人一輩子做房客,不曾擁有房子,這就是他對房地產的無知。許多人一輩子只靠苦力賺小錢,這就是他對專業知識的無知。」

Knowledge gives you confidence, and bestows upon you courage; it can bring you wealth, and lead you to success.
「知識可以給你信心,知識可以給你壯膽;知識可以給你財富,知識可以給你成功。」

Study hard in school, and you’d be eliminating your ignorance.  In doing so, you become the bravest of the brave.
「上學用功,就是去掉你的無知。如果你能去掉無知,你就是世界上最勇武的人了。」

Opportunities are always reserved for the educated few.  The more you know, the more opportunities will come your way.
「機會永遠是留給受過教育的人,你懂得愈多,你的機會就愈大。」

Tom Tang encourages you to invest in real estate the same way you encourage your child to go to school.  Going to school is buying your child insurance for a good life.  Investing in real estate is buying yourself insurance for future wealth.  Both are equally important.
「 唐冠軍鼓勵你去投資房地產,就像你鼓勵孩子去唸書是一樣的。鼓勵孩子唸書是給孩子買一個人生保險,鼓勵你去投資房地產是給你自己買一個富翁保險,這兩件事是同等重要的。」

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