96.To find success, you must race against time.
96. 你要跟時間賽跑，這樣成功才會屬於你
導向成功的金玉良言 --- 成功秘碼 59條
如何致富？且聽聽看富爸爸富媽媽是怎麼說的。
Time is costly. Thinking fast, and moving fast will lower that cost. Always being mindful of time and taking speedy action is the secret to success.
「時間是有成本的，快速反應，快速行動，就可降低時間的成本，「時間、時間、時間，再加上，快速行動、快速行動、快速行動」這就是成功的秘訣。」
How do you master time? Make full use of your time to increase your efficiency. Higher efficiency will create more time for you to make use off. This is the only way to be the master of time.
「要做時間的主人。你要充分利用時間，講求效率。利用效率去創造出更多可以利用的時間，你這樣做，你才是時間的主人。」
Time is a limited resource, for as the clock counts down, you have less time to finish what you’re doing.
「 時間是一種有限的資源，隨著時間的流逝，你可利用的時間就愈來愈少了。」
Health should also be regarded as a limited resource, for as the years go by, your health invariably declines.
「健康是也一種有限的資源，隨著年齡的漸漸老矣，你的健康就愈來愈差了。」
If your wealth is shrinking as you grow older, you should count yourself as an incompetent investor.
「如果你的財富是隨著年齡的增長而愈來愈少，那麼你就是一個不稱職的投資者。」
If you waste the years you spend in school, then you’ll miss out on learning the survival skills to help you make a good living later in life.
「如果我們把求學的這段時間浪費掉，那我們就會失去可以賺到大錢的求生技能。」
If you squander away your money-making years then you can never get rich.
「如果我們把賺錢的這段時間浪費掉，那我們就不可能會成為富人。」
The optimal age to be amassing wealth is between 25 and 45 years of age, so don’t wait too long or you may wake up one day and find you’ve wasted your prime years.
「最好創造財富的時間是25至45歲，如果起步太晚，那就是在浪費你創造財富的時間。」
Time can be transformed into wealth, which is why he who wastes time can never get rich.
「時間就可以轉化為財富，如果你把創造財富的時間浪費掉，那麼你就不可能成為富人。」
Contrary to the common belief that wealth is simply money and coins piled up over the years, wealth is really an accumulation of time well used.
「富人的財富是用時間堆起來的。一般人認為，富人的財富是用金錢堆起來的，那是一項嚴重的思維錯誤。」
Every single minute should be held precious. Every minute wasted is a minute you’ll never get back.
「 每一分鐘都是寶貝的，浪費一分鐘，就是浪費一分鐘。
The poor have their entire lifetime to squander, whereas the rich don’t have a second to spare.
「如果你想做一個窮人，那麼你有好多時間可以去浪費，如果你想做一個富人，那麼你就沒有時間可以去浪費。」
The wealth of a rich man is built on the hard work of others. The wealth of a poor man is amassed with his own labor.
「富人的財富是利用他人的勞力堆起來的。窮人的財富是利用自己的勞力堆起來的。」
Know how to use time wisely is being the master of your own time. And those who also excel in making use of others’ time are bound for success.
「懂得利用時間，就是做時間的主人。懂得利用自己時間，又懂得利用他人的時間，這種人早就成功了。」
Managing a company is basically making use of the employees’ time to create wealth. Similarly, if you have ten apartments rented out, you are creating wealth with the time of ten tenants.
「經營一家公司，就是利用員工的時間在賺錢。擁有十幢公寓，就是利用十個房客的時間在賺錢。」
Any single man only has a finite amount of time, but if a person can make use of other people’s time as his own resources, he can create massive wealth with virtually unlimited amount of time, and this is the secret of becoming rich.
「自己的時間有限，但是他人的時間無限，你可以利用他人的時間來創造財富，這就是致富的秘訣。」
No one lives forever, but if you can substantially improve your efficiency, you’d be earning yourself extra years in life, with which you may create extra riches.
「人的壽命有限。如果你能提高時間效率，你就是在創造時間、創造壽命、創造財富。」
You don’t have to build wealth with your own two hands. Simply hire the right talents, and use your employees’ skills and time to create tremendous wealth for you.
「致富不一定要靠自己的雙手來親力親為，只要懂得雇用有才華的人，利用他們的才華與時間來替你做事，這樣肯定你能致富。」
A successful man never has enough time, so if you’re feeling like you’ve got plenty of free time on your hand, it’s safe to say you have been slacking off and wasting your life.
「一個成功的人，他的時間一定不夠用。如果你感覺很空閒，你的時間有很多，那麼你一定是一個懶人或廢人。」
A slacker always has a lot of free time on his hand, yet he’s not just wasting precious hours, he’s throwing away his life and draining our society of resources at the same time.
「一個游手好閒的人，他的時間一定很多。他不僅浪費了他寶貝的時間，同時他也浪費了他寶貝的生命，這種浪費時間的人，同時也造成社會共同的損失。」
The poor do not regard time as a precious commodity. They value money over time—they’ll sell their lives to you day after day for as long as you’re willing to give them a day’s pay.
「窮人不覺得時間是寶貝的。他們重視的是金錢而不是時間。只要你給他一天的工資，他就可以為你賣命工作一天。」
The rich see how precious time is. They treasure it far more than dollar bills, for they understand how time can easily bring them wealth, which is why the wealthy are often highly efficient managers of their own time.
「富人認為時間是寶貝的。他們重視時間勝過金錢。他們知道時間可以換金錢的道理，所以他們就成為善於利用時間的高手。」
If you want to succeed, do not waste your precious time.
「如果你想成功，你絕不能浪費寶貝的時間。」
Time is precious. Those who value their time are also creating their own wealth.
「時間是寶貝的，懂得珍惜時間就是在創造自己的財富。」
Be the master of your time. Knowing the right time to act during bullish and bearish markets will often decide if your investment will strike gold or end up a failure.
「你要掌握時間。尤其是能夠掌握牛市與熊市的時間點，這個時間點甚為重要，一般說來，投資的成敗就取決於這個時間點。」
Hard work is indeed pivotal to success, but one may never underestimate the importance of investment timing. The combination of precise timing and a wisely-chosen investment will bring you money effortlessly.
「除了自身努力之外，賺錢的時間點也很重要。精準的時間點再加上正確的投資，你的賺錢就變得容易多了。」
Some say that time is gold. I say that precise timing is worth more than diamond. In other words, perfect timing is more important than time itself.
「 有人說，時間就是金錢，我說，精準的投資時間點是鑽石。換句話說：，「精準的投資時間點」比時間本身更為重要。」
Whether you’re investing in your education, a career, real estate, or the stock market, you need to know when to act.
「不管是投資學問、投資事業、投資房地產、投資股票，你總得要有投資的行動才對。」
If someone fails to invest even when he’s aware of the best time to do so, then he is an incompetent investor with no sense of urgency.
「己經知道投資的時間點，而不去做投資的人，那他就是一個沒有投資行動的懶人。」
Investment is a long term process. Without time to percolate, there won’t be any substantial profit to speak of.
「投資是一種長期且持續的過程。沒有經過時間發酵的投資，其利潤必定很小。」
Investing without thorough research always has a high risk of failing.
「沒有經過深思熟慮的投資，其投資失敗率一定會很高。」
There’s nothing worse in business than having the wrong partner, so choose carefully. Blindly trusting the words of celebrity Wall Street commentators is no different from picking the wrong partner.
「與人合夥做生意，切忌選錯合夥人。盲目的相信股票名嘴，那就是選錯了合夥人。」
The lower the housing market gets, the more buyers there are to scoop up bargains. Speedy action is the key to getting a deal.
「房價愈是便宜，愈能吸引買主瘋狂搶購。行動與速度就是購屋致勝的秘訣。」
As housing prices plummet, many more buyers will enter the market to scoop up bargains. Therefore you must act fast to get the house you want.
「房價大跌，是必吸引大量買主進場瘋狂搶購，所以你的購屋行動就要加速進行。」
In today’s competitive world, speed and efficiency are the best tools to help you win.
「在一個競爭激烈的現代社會中，速度與效率是你勝過他人不可缺少的武器。」
Indecisiveness brings about failure. The same applies to investing—without a speedy response and action, opportunities will pass you by.
「遇事不能做出決定，就是失敗。面對投資沒有行動，沒有反應，結果就是失去商機。」
The modern society is characterized by its fast pace, and demands rapid responses, in thinking and in acting alike, from a person who wishes to succeed. Whether you are an employee, a student, or a business man, you are required to be nimble-minded in order to gain the upper hand. Timing decides everything.
「現代的社會呈現快節奏，一切都要快、快、快。講求的就是要頭腦要靈活、速度要快、做事要有效率。不管是做事唸書做生意，都要反應要靈敏，搶佔先機，時間就是決定成敗的關鍵。」
There are many goals to achieve in business, including high efficiency, low costs, as well as constant improvements and innovations. The effectiveness of your endeavors in all of these is decided by your timing.
「做生意，效率要高，成本要低，而且要求新求變，這些特徵都與時間有關係。」
Having a competitive edge is more than just lower costs, but also higher quality and faster speed.
「做生意不僅是成本的競爭，而且還是品質與速度的競爭。」
Investment has everything to do with timing. Should you invest faster or slower? Sooner or later? These decisions dictate the outcome of your investment.
「投資理財也與時間有關係。「投資快？投資慢？」「投資早？投資晚？」在在決定你投資的成與敗。」
When you spot an opportunity, you must act fast, otherwise you won’t turn a profit.
「如果你得到了一個投資機會，你就應該要有快速行動，否則，你就賺不到錢。」
Think fast and act fast, and you will be lowering your cost of time.
「快速反應，快速行動，就可降低時間的成本。」
Most people think of total business cost as the combination of payroll, supplies, rent, taxes and other overhead, but rarely include opportunity cost and time to that list. Unbeknown to them, time is the most costly of them all.
「一般人計算成本，只考慮到人工、材料、房租、稅金、各項費用等，很少人會想到機會成本與時間是成本， 其實時間成本是所有成本中最貴的一個。」
Location, location, location. When buying real estate, location is everything, for it determines how much money you can hope to make with it.
「買房子首重位置， Location、Location、Location，所謂房地產的位置決定一切，這個房地產的位置決定了你將來賺錢的大小。」
A well-located house has a lower opportunity cost, a higher price, and a faster rate of growth. Whereas an ill-located property tends to have a high opportunity cost, a low price, and limited growth potential.
「好區的機會成本低，壞區的機會成本高。好區的房價高，壞區的房價低。好學區的房價漲的快，壞學區的房價漲的慢。」
Learn to invest while you’re still young, so as to lower your cost in time. Buy a house in a good school district, so as to lower your cost in opportunity. A master of both time and opportunity is bound to be a successful investor.
「 趁著年輕提早學會投資，為的就是要降低「時間成本」。買房子要選好學區，為的就是要降低「機會成本」，如果你能把握這兩項原則，你的投資買賣就成功了。」
The most expensive of all business costs is time.
「時間成本，是所有成本中最昂貴的一個。」
To race against time, we must work to achieve higher efficiency and productivity.
「我們要與時間賽跑，就要講求效率，提高產能。」
Time saved is time well spent. Using your time wisely is the same as valuing your life.
「節省時間，就是追回時間。充分的利用時間，就是珍惜生命。」
The smaller, slower fish is always food for the bigger, faster fish. Speed is the secret to success. If you can think fast and be quick to react, you will have the absolute advantage over your competitors.
「大魚吃小魚、快魚吃慢魚，其中致勝要素就是速度。凡是頭腦靈活、反應快，就佔盡絕對的優勢。」
Action plus speed equals victory. You won’t accomplish anything without action, and you can’t capitalize on opportunities without speed. When buying a house, if you are not mindful of the location, timing, speed, money, and action, then you are bound to lose money over your investment.
「行動加上速度，就能致勝。沒有行動不能成大事。沒有速度不能佔先機。買房子時不考慮位置、不考慮時間、不考慮速度、不考慮財力、不考慮行動，那你就輸定了。」
Rich people race against time on a daily basis. Can you say the same about yourself?
「富人每天都跟時間在賽跑，你有跟時間在賽跑嗎？」
Maximizing your time will win you the market. Maximizing opportunities will win you great wealth. Maximizing your health will win you your life.
「抓住時間就能贏得市場。抓住機會就能贏得財富。抓住健康就能贏得生命。
Change your destiny by maximizing your time. Time wasted is life wasted.
「把握時間就能改變命運，浪費時間就是在浪費生命。」
No one gets a second chance at life, nor can anyone return to youth. Wasting time is the same as wasting your life.
「生命不可從來，青春也不可從來，浪費時間就是在浪費生命。」
Race against time and always act fast, and you will surely succeed.
「快速行動，跟時間賽跑，成功必定屬於你。」
The two secrets of success are having time on your side and taking immediate action.
「時間、時間、時間，再加上，快速行動、快速行動、快速行動。這就是成功的密秘訣。」
Talking does nothing for you; neither does over-thinking. Only with action, efficiency, and the extra time you save, can you accumulate more wealth, and change your fate.
「多說無益，多想也無益。只有快速行動，講求效率，嬴回時間，才能增加你的財富、改變你的財運。」
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